Financial assistance

Mokihana and Pete's Vardo for Two resting atop a ledge outside Seattle, Washington.

general info
Financing a Healthy House
Article prepared by J. Camphill on EI Wellspring that covers a range of options for financing a non-toxic home.

Financing an EI Home through Government Programs
J. Camphill’s helpful article on EI Wellspring shares information to guide you through the process of obtaining government financing for an EI house.

Section 8 Housing
EI Wellspring features two articles on getting Section 8 Housing benefits that appeared in the Spring 2004 issue of Ecologic News, a publication of HEAL of Southern Arizona.

for individuals
Benefits for First-Time Home Buyers with Disabilities
Webpage prepared by the Commission on Quality of Care and Advocacy for Persons with Disabilities that outlines available programs and benefits for those who are disabled and want to buy a house in NY state for the first time.

Financial Assistance Programs for those with Disabilities
From New Horizons Un-Limited, community and Internet resources on home ownership financial assistance for individuals with disabilities.

Modest Needs
Offers grants up to $1,000 to individuals for independent living and other one-time expenses.

Rural Disabled Assistance Foundation, Inc. (RDAF)
RDAF is a nonprofit, tax-exempt, all-volunteer organization in Tucson, Arizona. RDAF assists physically disabled individuals who have chemical/electromagnetic intolerance and related disorders, and who meet Federal poverty guidelines. RDAF helps clients stabilize current living conditions and develop and maintain more healthful and independent living situations.

USDA’s Rural Development Loan and Grant Program
The U.S. Department of Agriculture’s “Rural Development” office has a direct loan and grant program available to low-income working families and individuals for purchasing a home, for building a home, or for buying a new manufactured home put on a permanent foundation. No down payment is required and assistance may be available to reduce the amount of the house payment. For moderate income individuals and families, there is a Guaranteed Loan program. For individuals and families who own their own home, repair loans of up to $20,000 are available. For those over the age of 62 who qualify, grant funds of up to $7,500 are available for home repairs.

for developers
Grants for Green Developers
Green Communities offers planning, construction, and charrette grants to developers to help cover the costs of planning and implementing green components of affordable housing developments, as well as tracking their costs and benefits.

Loans for Green Developers
Enterprise Community Loan Fund offers three lending products to support the development of affordable rental and homeownership housing that adheres to Green Communities Criteria: Early Predevelopment Loans, Predevelopment Loans, Acquisition Loans, and Construction Loans.

Low-Income Housing Tax Credit Equity for Green Developers
Enterprise Community Investment offers competitively priced Low-Income Housing Tax Credit (LIHTC) equity to nonprofit and for-profit developers for new construction and/or rehabilitation of affordable rental housing that generally adheres to the Green Communities™ Criteria. Enterprise is committed to creating communities of greater sustainability by working with partners who are willing to incorporate green standards into their projects.

top photo: © Mokihana Calizar | Mokihana and Pete’s Vardo for Two resting atop a ledge outside Seattle, Washington.